![]() ![]() Even a basic budget is better than no budget. While you won’t get rich from budgeting, it can help you from making big mistakes, wasting money, and living paycheck to paycheck. On a Kanye West album, he rapped about a fictional fraternity called “Broke Phi Broke.” To avoid an honorary membership, high schoolers should get a basic schooling in budgeting. It isn’t rocket science, but it does need to be taught. level education on investments, they should understand what a stock and bond are, how mutual funds and ETFs work, how investment companies make money, and how to choose basic, relatively safe investments like an S&P 500 index fund in a retirement account. That means investing in a 401(k), an IRA or Roth IRA, and making decisions about where to point those investment dollars. Most experts suggest you save at least 10% to 15% of your gross income at minimum to maintain the same standard of living. Social Security is an important social safety net to prevent retired individuals from sinking into poverty, but if you want to keep the same standard of living in retirement that you enjoy today, you’ll need more savings than Social Security. It isn’t that difficult, but without someone teaching it students can’t be expected to have mastery over this vital topic. On the other hand, just paying on-time every month and keeping credit card balances low consistently over time can lead to a great credit score. Students need to understand that one missed payment on a credit card or student loan can damage their score, while high balances and a pattern of late and missed payments sends your score into the gutter. However, most people fall somewhere in the middle. A 300 is considered an absolutely terrible score, where an 850 is seen as perfect, pristine credit. The most popular credit score is the FICO score, which offers score ranges from 300 to 850. Credit scores work similarly, summing up someone’s last decade of credit and lending activity in one number. High school students are intimately familiar with the the grade point average, a system that measures your entire high school experience with a single number between 0 and 4. With over $1 trillion in outstanding credit card debt in the United States, many Americans could use this lesson. Young people need to know how loan work, that you really do have to pay back your credit cards, and if you pay your full balance or make early payments it can help you save on interest, if not eliminate it completely. Laws around giving out credit cards to college students have made this type of sales a little tougher, but nonetheless every 18 year old should understand the power of their signature to open up the door to credit cards and loans that can be used for good, but if mismanaged can leave your finances in ruins. What credit card company wouldn’t want to sign up a new customer for a $10 cost? After all, just buy one expensive electronic and pay interest for a couple of months and they have earned back that pizza and then some. When I went to college, I was met with a swarm of credit card companies and banks offering new accounts in exchange for a pizza, frisbee, t-shirt, and other junk that cost them less than $10. But if you use it the right way, your checking account is free, easy-to-use, and a gateway to the rest of your financial life. If you don’t manage it well, you’ll end up with high cost overdraft fees. ![]() You really can’t reach further levels of financial success without a checking account acting as a nerve center for your money. Think of money orders instead of checks, payday loans instead of credit cards and lower cost loans, and other expensive financial products. How do checking and savings accounts work? A large portion of the population doesn’t have a bank account at all, which limits their access to many low-cost financial services and forces them into more expensive ones. ![]()
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![]() ![]() The ubiquitous iOS copy and paste dialog isn’t called up when you press the screen. I really like this approach, although the focus mode does not allow any form of editing other than backspacing and navigation. The rest of the text is greyed out and you can concentrate entirely on the current words. In focus mode you find the true unique selling point of iA Writer, the focus on the sentence under construction. Note how the Markdown hash symbols are shown as simple text and compare with the effect in the Mac application window belowFocus mode The iPad full-screen view showing the focus mode in action. To the far right of the toolbar is a lock icon which, strangely, is what you use to change to the second, full-screen “focus” mode. There are slow readers and there are fast readers. I am not convinced by the rather artificial time-to-read function. In addition there is a “time-to-read” value (which the authors cite as an improvement on pagination or other forms of index) and a word count. In standard mode there is a top toolbar with icons to call up the documents list, add a new document and share by emailing the text or copying the full text. IA Writer joins a bunch of similar products in offering a clean, editing environment with the option to go full screen if you wish. ![]() If you are happy with a white background and Nitti Light type you don’t need to look further. Fortunately the chosen font, Nitti Light, is attractive and suits me because it is non-variable in width and makes for easy editing. They claim it is a sparten setting and they’re not far wrong on that-it’s a true case of one size fits all. There are no options to change background, pen colour or font or, even, text size. To achieve this end there is minimal customisation. IA Writer aims to offer a very focused, distraction-free environment for serious writing. ![]() I purchased iA Writer for the iPad some weeks ago but hadn’t got down to evaluation. But to have both desktop and iPad apps from the same vendor is an interesting proposition. Most plain-text note applications for iOS have no desktop version, although it is an easy matter to use TextEdit, WriteRoom or one of the many other plaint-text editing progams for OS X. When I read that Information Architects’ iA Writer¹ for iPad had a desktop companion I felt duty bound to download and try them out. ![]() ![]() Other lenses are rather underwhelming in their bokeh quality. ![]() Lens choiceĬertain lenses produce beautiful, creamy bokeh. Unfortunately, not all lenses allow you to shoot at ultra-wide apertures, as I explain below: 2. So when you see beautiful bokeh images, they’re generally produced at f/4 and wider (and most are produced at f/2.8, f/1.8, or even f/1.2). (A narrow aperture, on the other hand, produces images that are sharp from foreground to background that’s why landscape photographers nearly always shoot at f/8 and beyond. Ultimately, a wide aperture will create a better bokeh effect – because the wider the aperture, the more background blur the lens will produce. The aperture is a hole in the lens, and the size corresponds to your camera’s f-number setting.Ī low f-number such as f/1.8 or f/2.8 will give you a wide aperture, while a high f-number such as f/11 or f/16 will give you a narrow aperture. Let’s look at each factor in turn, starting with:
![]() If you know of another good (preferably free) duplicate file finder program for Windows, don’t hesitate to let us know in the comment below. Auslogics BoostSpeed è un potente programma di ottimizzazione che elimina i file spazzatura, risolve i malfunzionamenti del registro, elimina le cause di. The above programs help you with that process. Duplicate File Finder è un ottimo strumento per affrontare i problemi di spazio su disco, ma puoi fare ancora di più per aumentare lo spazio e migliorare le prestazioni del PC. In conclusion, any of the aforementioned Windows file finders will be able to help you easily locate and get rid of those pesky and unneeded duplicate files.įew people manage their PCs, but it’s important to do if you want your device to run as fast as it possibly can. They all take up valuable disk space but which ones to delete Even if you think you know. Duplicate files are everywhere sometimes you make a copy, save somewhere else, or just backup some files and forget about them. After using libvirt one has to run sudo chown username:username path-to-vm-disk-file to allow qemu to access. ![]() While the tool isn’t free, it’s easy to use and will help you delete your duplicate files very quickly. Detects and Recovers disk space used by duplicate files of any type, anywhere - use on up to 10 devices Note: Advanced features require a one-off payment or subscription. multiqueue need to work with vhost backend driver. There are also several scanning modes so you can freely compare files.īeyond the above features, this comes with a “Wizard” feature that provides a guided experience to get the right kind of scan for the type of computer cleaning you want to do. This is one of the commonly used and best duplicate file finders. These may include images, videos, audio & music files, documents and more. Auslogics Duplicate File Finder: You can use Auslogics Duplicate File Finder to find and delete all types of duplicate files. In addition to finding duplicate files in your standard folders, this program can help get rid of duplicates in your Dropbox, Google Drive, and even iTunes. 8 Free Duplicate File Finder for Windows. ![]() The Easy Duplicate Finder is great for those looking to quickly find and get rid of duplicate files from a number of different places. ![]() ![]() ![]() These include computer-controlled drones that will detonate if they are too close to the player, killing them, and wall-mounted turrets that will shoot down the player if they get too close if the player dies this way, they are reset to the start of the specific puzzle. The puzzles require the player to collect tetromino-shaped " sigils" by navigating enclosed areas and overcoming obstacles within them. These environments interlock greenery, desert, and stone ruins with futuristic technology. The player takes the role of a robot with a seemingly human consciousness as they explore a number of environments that include over 120 puzzles. The Talos Principle is a narrative-based puzzle game, played from a first- or third-person perspective. Other names taken from mythology and religion and used in the game include Elohim, Gehenna, Samsara, and Uriel. It takes its name from Talos of Greek mythology, a giant mechanical man who protected Europa in Crete from pirates and invaders. The game features a philosophical storyline. ![]() A DLC entitled Road to Gehenna was released on 23 July 2015. Virtual reality-enabled versions for the Oculus Rift and HTC Vive were released on 18 October 2017. It was released for Android in May 2015, for PlayStation 4 in October 2015, for iOS in October 2017, for Xbox One in August 2018, and Nintendo Switch in December 2019. It was simultaneously released on Linux, OS X and Windows in December 2014. The Talos Principle is a 2014 puzzle video game developed by Croteam and published by Devolver Digital. ![]() ![]() ![]() EOT also provides some copyright protection because of subsetting. Because of compression, the font files are smaller. These are made by Microsoft and supported by Internet explorer fonts used on the web. It gives you a 30% average compression gain in comparison to WOFF. Web Open Font Format version 2.0 ( WOFF2) The format is supported by all major browsers. Basically, it is TrueType or OpenType font altered by adding HTML metadata and by applied compression. This font format is developed for web pages. The most famous representatives of TTF fonts are Times Roman, Helvetica, and Courier families. Fonts of the TrueType family are easy to scale any size on computers and other devices like printers, smartphones, etc. It is one of the most popular formats between Mac Os and Microsoft Windows operating systems. The next formats are supported by the font converter from Aspose: Format Apart from converting fonts, it offers some more manipulations with fonts like reading font information, reading glyphs and metrics information, detecting latin symbols in fonts, etc. ![]() It is a flexible and easy-to-use library designed to work with different font files like TrueType CFF, OpenType, and Type1. NET library is a solution that allows you to convert fonts between popular formats: Tryįont Conversion application to see whether it fits your purposes.In case your issues are not covered with the web application, and you need a more solid solution, here is the tool aimed to simplify the conversion process for you. And Aspose does have such an application in its ecosystem. For example, if you only need to convert one text document into a document with a different font type. For some tasks, a web application will be just enough. ![]() ![]() Normally I wouldn't eat something called a tater tot breakfast casserole because I'm a bit picky, BUT I'm still open to trying new foods (depending on what is haha). I was on Pinterest one day and as I browsed recipes to add to my " must try egg recipes board", I came across a picture of a tater tot breakfast casserole with sausage that looked interesting. ![]() Last but not least, this recipe is VERY good and so fulfilling.If you don't like peppers or the onions you can omit/reduce them. Try other add-ins such as spinach, bacon or mushrooms. The tater tots can be pre-bake, air fried, fried in oil, or if you don't have time add the tater tots straight from freezer into the pan.I'm 100% confident you'll like this recipe. I've made this tater tot casserole 3 different ways.You have the option of making it in advance or same day.This tater tot breakfast casserole with sausage is a fantastic crowd pleaser.Rather it is knowing that you will be okay no matter how things turn out. Staying positive does not mean that things will turn out okay. ![]() If you love this savory breakfast check out my easy bacon egg and cheese croissant sandwich! Not to mention it's easy and my, my, my GOOD and it can easily feed a crowd. This sausage tater tot casserole has so much flavor and texture. The optional pre-baked taters make the bottom extra crispy. This tater tot breakfast casserole with sausage is the best! It's cheesy, and flavorful thanks to the sausages, bell peppers, onions and seasonings. ![]() ![]() ![]() I guess it’s just something you can’t reproduce in 3D.'” “But after that, a member of the character supervision staff told us, ‘If I’m being honest, I had higher hopes in terms of the look of the characters. “In fact, by the time we showed off a playable demo during the Granblue Fes in 2018, the shaders and overall look of the characters had already been more or less set in stone, and we were moving forward with development from there. Kokufu: “Our goal is to take the atmosphere of the artwork and characters from Granblue, which is a browser game, and reproduce that immersive world using the kind of 3D graphics you’d expect from a AAA game. What are you paying close attention to in order to achieve that?” “I understand that you’re trying to make a game that feels intuitively like Granblue while also updating it as a AAA title for the PlayStation 4. I think we’re swiftly moving along the development process.” Tamaki: “As far as the Tokyo and Osaka offices working together goes, not only do we hold video conferences between the two offices, many team members frequently travel from Tokyo to Osaka on business trips. Kokufu: “While character supervision is performed by the Granblue development team in Tokyo, much of Granblue Fantasy: Relink is developed in Osaka.” How are you moving forward with the development of Granblue Fantasy: Relink? He handled the development of networks and servers for real-time online games, and he now works to support and promote a smooth development process at Osaka Cygames. Kazunori Tamaki (Osaka Cygames / Senior Game Engineer and Console Game Sub-Manager) – After being involved in the development of console games, game engines, online games, and more, Kazunori joined Cygames, Inc.He now handles the graphics for AAA games and video content among other things while also leading the artist team at Osaka Cygames. After being involved in video production and AAA game development at a major console game company, he joined Cygames, Inc. Tsutomu Kokufu (Osaka Cygames / Osaka Design Department Head) – Tsutomu switched to working in the CG industry after working as a modeler, and oversaw both full CG and composited live-action video at a production company.■ How do you make a game that feels like Granblue? Aiming to achieve the ideal 3D look. We can’t wait to find out what kind of moves these characters will have!Īfter taking a look through the office, we spoke to Tsutomu Kokufu, head of the Osaka design department, as well as console game sub-manager Kazunori Tamaki about the development of Granblue Fantasy: Relink and Osaka Cygames’s future aspirations! Here we see a team member adjusting the 3D look of one of the characters. It’s great to know that you can play with your friends or family and all pick your favorite characters without having to fight over who gets to play who! It seems that multiple players can pick the same character at the same time when playing the game. The multiplayer mode is developed under the assumption that a maximum of four players will gather to play at once, so working as a group to complete high-difficulty quests is part of what makes the game fun. This they do while actually playing the game. We were also present when a group people gathered to fine-tune Granblue Fantasy: Relink’s multiplayer gameplay. Taking a look at the screens of the staff members as they develop the game, it seems they’re working on backgrounds for battle stages. In general, the layout and equipment found at the Osaka office is the same as at the Tokyo headquarters. The Cygames logo even glows!Īt last, it’s time to open the door and enter…Ībout 120 employees, mainly made up of people with console game development experience, make up the team.ĭevelopment staff who create various scenes are gathered in this work area. Its design is heavy on the Cygames corporate brand color, black. The Osaka Cygames office is located in the Grand Front Osaka building. ■ We go behind the scenes with a team of hard-working veteran and rookie console game developers! If you’re interested to learn more about the founding of the Osaka office, you can read the previous article, “ Interview with Senior Engineers: Stories behind the Founding of Osaka Cygames and its Goals.” The Osaka Cygames team is now hard at work developing Granblue Fantasy: Relink, which uses anime and cartoon-style non-photorealistic 3D graphics to deliver a game that players will appreciate the world over. Its goal was to take the 2D-animated characters and backgrounds that Japan prides itself on, and to bring them to AAA games. Osaka Cygames was founded in 2015 as a part of Cygames’s increased efforts in the field of console game development. ![]() ![]() ![]() I was surprised it didn't bust a U-joint. The single drive axle started hopping up & down. At a red light near the terminal, I saw a guy tach out his engine & then dump the clutch. Lots of guys would deliberately try to tear them up. 7 Peterbilt 579 EPIQ Sleeper Semi Truck Paccar MX-13 Engine, 405-510hp, 1,550. All the ones I drove at Roadway had to be clutched into neutral because it was impossible to get to that "no load" point on the throttle. Eaton/ Fuller Transmission Shift Bushing - 11611. Sterling trucks have a serious problem with that. If there's pressure on the gears, you won't be able to pull it into neutral unless you either slow down below your governed RPM range & tap the throttle to momentarily pass the "no load at all" point, or step on the clutch. The reason it gets stuck is because the RPMs are now higher than the computer will let it run, so there's a negative load on the gears, meaning the truck's inertia is pushing the engine, instead of the engine pulling the truck. But if you exceed your normal governed RPM and then ease off the throttle a little or linger too long above that range and the computer cuts the power to limit RPMs again, you can get stuck in gear & have to use the clutch to disengage for your upshift. On a Cummins, under hard acceleration it'll allow you to momentarily exceed your engine governor limit. It only takes once or twice to loosen it up.Ĭlick to expand.Are you talking about the RPM limiter? So in that case, if the transmission is stone cold & been sitting overnight in freezing temps, flip the range selector up & down a couple times before you start driving. ![]() you just started driving it in winter temps & it's the very first time since you started moving that you tried using the range selector, there's about a 75% chance the range selector will be stiff & slow. On a 13 speed, when the truck is cold, as in. Just to be a smart-ass, I started calling it an accelerator instead. You don't "step on the gas", you "step on the fuel". He said "it's not a gas pedal, diesels don't burn gas, it's called "fuel". this one is not important to passing the test but it's something the instructor told me when I was learning. I've been driving trucks for almost 10 years & I have no idea what DubbleD is talking about with the computer thing. Having already gotten used to floating, you'll have a bit of a handicap so you'll have to put more effort into learning double-clutching. Floating is way easier, but if the state requires double-clutching you'll have to learn it. find out if your state examiner requires double-clutching to pass the test. An old timer told me once that it's not good for the trans to do it that way, but it works & you can pass the test & then worry about learning to do it "the right way" later, after you have a job. By the time you can move it from 5th to 6th, with a Cummins, the RPMs should fall enough it'll go right into gear. Click to expand.Flip the range selector up while you're still in 5th, then let off the fuel & immediately shift. ![]() ![]() Even though the mecha series has had its successes, Armored Core 6 seems set to be the most far-reaching entry since FromSoftware is a better-known quantity in this day and age.Īfter spending a number of years in early access, Baldur's Gate 3 will finally make its full debut at the end of August 2023. Nowadays, FromSoftware is predominantly known for Souls games however, long before Demon's Souls, Armored Core was arguably the main license that put the publisher on the map during the PS1 era. While still very much an action game, Atlas Fallen seems to move away from the Souls-like genre that dominated the studio's attention over the last few years. Atlas Fallen is an RPG from Deck13, the studio behind The Surge. So far, Atlas Fallen, Armored Core 6, and Baldur's Gate 3 are the standout titles, and all three projects have the potential to be among the year's best releases. Similar to June and September 2023, August should be a big month for PC gaming. What are the most exciting 2023 PC games? Please note that the upcoming calendar focuses on North American release dates. Here's a look at all the titles we can expect to see on the PC in 2023, along with games that do not have specific release years. Those playing games on a PC have a lot to look forward to in 2023 and beyond, with some high-profile ports, awesome-looking Indie releases, and AAA titles that are sure to look absolutely stunning on a high-end build. Game Pass has made things even more lucrative and many series once thought console-locked forever are receiving PC versions (even if it takes a year or so to adapt them over). This is great news for anyone who's felt like they've been missing out without owning a console, and it's clear that the lines between console and PC are beginning to blur, especially concerning Microsoft and their desire to port their impressive games' library to both systems. PC players are starting to see a lot of console-exclusive ports make their way to Steam and various launchers. Major Games In Development With A Post-2023 Debut Or No Release Year. ![]() Major PC Games In Development With A Post-September 2023 Estimation Or No Release Date. ![]() |
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